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Errors & Omissions Insurance Affordable Protection for Paralegals
Question: What are the insurance coverage options available for Ontario Paralegal Association members through Zensurance?
Answer: Ontario Paralegal Association members can access a comprehensive insurance package through Zensurance, featuring mandatory professional liability coverage of up to $1,000,000 per claim, with optional add-ons like Commercial General Liability. This tailored insurance plan ensures paralegals receive essential protection at competitive rates, so they can focus on effectively serving their clients. For more details or to apply, visit the Ontario Paralegal Association's website.
Insurance Coverage for Paralegals
Introduction: Zensurance has teamed up with the Ontario Paralegal Association (OPA) to offer a simple, comprehensive, and affordable insurance package for its members. Designed specifically for paralegals, this insurance package ensures that members receive the essential coverage they need, with options to enhance their protection through optional add-ons.
The program's main goal is to provide peace of mind at an affordable price, allowing paralegals to focus on what they do best—serving their clients.
| Coverage Type | Limit per Claim | Annual Aggregate | Deductible | Annual Price (plus applicable tax) |
|---|---|---|---|---|
| Mandatory Coverage | ||||
| E.&O. / Professional Liability** | $1,000,000 | $2,000,000 | $1,000 | $560 |
| E.&O. / Professional Liability for Students | $100,000 | $100,000 | $1,000 | $400 |
| Services NOT Included in Base Policy | ||||
| Immigration Consulting, Notary, Summary Criminal Offence, Refugee Law, Law Clerk, Statutory Accident Benefits, Property Assessments Some Restrictions Apply - Please Contact for Quote |
||||
| Optional Commercial General Liability Coverage | ||||
| C.G.L.** (Option 1) | $1,000,000 | $1,000,000 | $1,000 | $375 |
| C.G.L.** (Option 2) | $2,000,000 | $2,000,000 | $1,000 | $490 |
NOTE: Many searches involving “lawyers near me” or “best lawyer in” often reflect a need for immediate, capable legal representation rather than a specific professional title. In the province of Ontario, licensed paralegals are regulated by the same Law Society that oversees lawyers and are authorized to represent clients in designated litigation matters. Advocacy, legal analysis, and procedural skill are central to that role. Ontario Paralegal Association delivers representation within its licensed mandate, concentrating on strategic positioning, evidentiary preparation, and persuasive advocacy aimed at achieving efficient and favourable resolutions for clients.