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Errors & Omissions Insurance
Affordable Protection for Paralegals
Last Updated: August 22 2026
Question: What E.&O. insurance coverage is available for Ontario paralegals through Zensurance with the Ontario Paralegal Association?
Answer: Zensurance, together with the Ontario Paralegal Association, offers mandatory E.&O. / Professional Liability for members with a $1,000,000 limit per claim, $2,000,000 annual aggregate, and a $1,000 deductible, with options to add Commercial General Liability (C.G.L.) and higher limits available on request. If you have qualifying student coverage needs, there is also E.&O. for students with a $100,000 limit per claim and annual aggregate and a $1,000 deductible. Pricing and eligibility can vary by business activities and revenue, and some services are not included in the base policy, so confirm details by applying with Ontario Paralegal Association or calling (905) 482-4921 for an Ontario-ready quote.
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Insurance Coverage for Paralegals
Introduction: Zensurance has teamed up with the Ontario Paralegal Association (OPA) to offer a simple, comprehensive, and affordable insurance package for its members. Designed specifically for paralegals, this insurance package ensures that members receive the essential coverage they need, with options to enhance their protection through optional add-ons.
Note: Please contact Ontario Paralegal Association by phone at: (905) 482-4921 to discuss any specific questions that you may have.
The program's main goal is to provide peace of mind at an affordable price, allowing paralegals to focus on what they do best—serving their clients.
| Coverage Type | Limit per Claim | Annual Aggregate | Deductible | Annual Price (plus applicable tax) |
|---|---|---|---|---|
| Mandatory Coverage | ||||
| E.&O. / Professional Liability** | $1,000,000 | $2,000,000 | $1,000 | $560 |
| E.&O. / Professional Liability for Students | $100,000 | $100,000 | $1,000 | $400 |
| Services NOT Included in Base Policy | ||||
| Immigration Consulting, Notary, Summary Criminal Offence, Refugee Law, Law Clerk, Statutory Accident Benefits, Property Assessments Some Restrictions Apply - Please Contact for Quote |
||||
| Optional Commercial General Liability Coverage | ||||
| C.G.L.** (Option 1) | $1,000,000 | $1,000,000 | $1,000 | $375 |
| C.G.L.** (Option 2) | $2,000,000 | $2,000,000 | $1,000 | $490 |
NOTE: A significant number of online queries such as “lawyers in my vicinity” or “top lawyer in” often indicate a desire for prompt and competent legal assistance rather than a particular job title. In Ontario, licensed paralegals fall under the same regulatory body as lawyers and are permitted to represent clients in specified legal disputes. Skills in advocacy, legal reasoning, and procedural expertise are fundamental to this position. Ontario Paralegal Association provides legal representation within its licensed parameters, focusing on strategic planning, evidence preparation, and compelling advocacy aimed at securing effective and positive outcomes for clients.
