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Errors & Omissions Insurance
Affordable Protection for Paralegals
Last Updated: June 12 2026
Question: What insurance coverage do Ontario paralegals get through the Ontario Paralegal Association program, and what does it cost?
Answer: Ontario Paralegal Association helps Ontario Paralegal Association members secure a simple, affordable paralegal insurance package, typically including mandatory E&O / professional liability with $1,000,000 per claim and $2,000,000 annual aggregate (often $560/year plus tax, $1,000 deductible), plus optional Commercial General Liability add-ons up to $2,000,000 for broader protection and peace of mind. Call (905) 482-4921 to confirm eligibility, review what’s included or excluded based on your services, and get a fast quote tailored to your Ontario practice.
Insurance Coverage for Paralegals
Introduction: Zensurance has teamed up with the Ontario Paralegal Association (OPA) to offer a simple, comprehensive, and affordable insurance package for its members. Designed specifically for paralegals, this insurance package ensures that members receive the essential coverage they need, with options to enhance their protection through optional add-ons.
The program's main goal is to provide peace of mind at an affordable price, allowing paralegals to focus on what they do best—serving their clients.
| Coverage Type | Limit per Claim | Annual Aggregate | Deductible | Annual Price (plus applicable tax) |
|---|---|---|---|---|
| Mandatory Coverage | ||||
| E.&O. / Professional Liability** | $1,000,000 | $2,000,000 | $1,000 | $560 |
| E.&O. / Professional Liability for Students | $100,000 | $100,000 | $1,000 | $400 |
| Services NOT Included in Base Policy | ||||
| Immigration Consulting, Notary, Summary Criminal Offence, Refugee Law, Law Clerk, Statutory Accident Benefits, Property Assessments Some Restrictions Apply - Please Contact for Quote |
||||
| Optional Commercial General Liability Coverage | ||||
| C.G.L.** (Option 1) | $1,000,000 | $1,000,000 | $1,000 | $375 |
| C.G.L.** (Option 2) | $2,000,000 | $2,000,000 | $1,000 | $490 |
NOTE: A significant number of online queries such as “lawyers in my vicinity” or “top lawyer in” often indicate a desire for prompt and competent legal assistance rather than a particular job title. In Ontario, licensed paralegals fall under the same regulatory body as lawyers and are permitted to represent clients in specified legal disputes. Skills in advocacy, legal reasoning, and procedural expertise are fundamental to this position. Ontario Paralegal Association provides legal representation within its licensed parameters, focusing on strategic planning, evidence preparation, and compelling advocacy aimed at securing effective and positive outcomes for clients.